You know what the problems are in your life. You suspect some action can be taken. You know of some resources. You put off signing up. You put off that exercise, that appointment, or that educational opportunity.
You wait for the right time, having the right money in place, and you try to work things out for yourself frugally.
But you become anxious. Things aren't getting better.
The answer is to ask questions. Ask that counselor, coach or naturopath a question on her Facebook page, talk to a friend, investigate options.
Most of all, consult God. Remember, even when you don't feel it, Isaiah 58:11 says, The LORD will always lead you.
So when you discover a possibility, make a decision. Then take action.